Bad Check Program
The Boone County Prosecutor’s Office is always concerned about the negative impact of bad checks passed to local businesses. Millions of dollars are lost every year by merchants as a result of this ongoing problem. Bad checks affect everyone in terms of higher consumer costs that must be passed on to offset losses, and increased taxes to cover the additional costs for law enforcement and prosecution.
In an effort to combat this problem, our Bad Check Restitution Program assists local merchants with bad check losses. The primary goal of this program is to obtain full restitution for the victim without adding to the financial burden of the criminal justice system.
First-time bad check offenders are given the opportunity to avoid criminal prosecution by attending a mandatory intervention class, in addition to paying restitution. All of this is accomplished without any cost to the taxpayers.
Your interest and participation in this special program will benefit all law-abiding citizens and help your business improve its bottom line!
Are you a victim of a bad check? If you believe that you are a victim of a bad check, please read the information below. If you find that your check meets the following “eligible” criteria, go to www.checkprogram.com/boonecountyin or call 1-866-704-6024.
A check is ELIGIBLE for this program if:
- The amount is no more than $2,500.00 (or multiple checks do not exceed this limit.) There are no minimum dollar restrictions.
- The check was received in Hendricks County, deposited in a bank in exchange for goods or services, and was deemed “good” at the time of acceptance.
- A “Statutory Notice” was sent to the check writer via U.S. Certified Mail, allowing 20 days to make the check good.
- A photo I.D. number (driver’s license of state identification card) was recorded at the time of transaction.
A check is INELIGIBLE if:
- It is post-dated.
- Both parties knew there were insufficient funds at the time of transaction.
- It is a two-party, stop payment, or payroll check.
- The identity of the check writer is unknown.
- There is no amount, date, or signature on the check.
- The numeric and written amounts on the check do not match.
- The check has not been processed by a bank.
- The check involves an “extension of credit” or was payment on an account.
The Program, Step-By-Step
- Make personal contact with the check writer. If you are unsuccessful, send a statuary notice via U.S. Certified Mail. The check writer has 10 days to respond and remit payment.
- If you do not hear from the check writer or receive payment, contact the Bad Check Restitution Program at 1-866-704-6024 or visit our website for a crime report at www.checkprogram.com/boonecountyin.
- Fill out the crime report, keep copies, and attach originals or legal copies of all checks and notification documents, such as return receipts, bank notices, and mail to the address below.
- If you do not receive restitution within 90 days, contact the Hendricks County Prosecuting Attorney Bad Check Restitution Program.
Victim Services, Inc. Mail Processing
Boone County Prosecuting Attorney
Bad Check Restitution Program
P.O. Box 441368
Indianapolis In, 46244-1368
Questions or have a check to file?
Go to www.checkprogram.com/boonecountyin or call 1-866-704-6024.
To protect yourself or your business from fraudulent or bad checks, refer to the information below.
Check Acceptance Tips:
- Institute a check acceptance policy. A clearly posted policy for your employees and customers can reduce your losses.
- Accept checks written only with today’s date. Post-dated checks are civil matters and are not accepted in the Hendricks County Prosecuting Attorney Bad Checks Restitution Program.
- Trust your instincts. If something doesn’t seem right, ask questions of ask for another form of payment. You are not obliged to accept a check.
Check Screening Tips:
- Make sure that the address is a street address, not just a P.O. Box number. Write down the street address if there is only a P.O. Box address provided.
- Ask for and write down a phone number. If the phone number is provided on the check, verify that it is correct.
- Not the check’s date. Post-dated checks are not acceptable.
- Be wary of new accounts with low check numbers.
- Make sure that the written and figure amounts match.
- Observe the writer’s signature and make sure the signature matches the one on the I.D.